Healthcare

Affordable Care Act

With the implementation of the Patient Protection and Affordable Care Act (PPACA, better known as ObamaCare) scheduled for January 1, 2014, many people are still not aware of how the new health care law will affect them.

Affordable Care Act

With the implementation of the Patient Protection and Affordable Care Act (PPACA, better known as ObamaCare) scheduled for January 1, 2014, many people are still not aware of how the new health care law will affect them. Certain provisions of the law are incredibly far-reaching; others are specific to certain small groups. However, there are several important points of which every American should be aware.

[divider top=”0″]

Individuals

[frame align=”right”]individual_200px[/frame]As a result of The Patient Protection and Affordable Care Act (PPACA), starting October 1, 2013 individuals in the state of Pennsylvania without health care coverage can begin shopping for affordable health care plans specialized to their individual needs and to those of their families.  The open enrollment period closes March 31, 2014, and those who are not covered by that time may be subject to a penalty. Coverage begins January 1, 2014.

Insurance plans are offered by private companies, and offer what the PPACA calls essential health benefits, such as ambulatory services, emergency services, hospitalization, maternity and newborn care, mental health and substance use services, prescription drugs, rehabilitation and habilitation services, preventative and wellness services, and pediatric services.

Continue reading →

[divider top=”0″]

Businesses & Non-Profits

[frame align=”right”]Businesses_200px[/frame]Employers covered under the Fair Labor Standards Act must notify employees about the new health insurance marketplace. Sample letters can be found for employers that offer health insurance and for employers that do not offer health insurance.

Additionally, employers are required to provide employees with a summary of their benefits and coverage under their plan.

Insurance companies, under the ACA, are required to spend 80 percent of the premium dollars they receive on medical care. Companies that do not meet this ratio must provide a rebate to policy holders. This is known as the 80/20 Rule .

Continue reading →

[divider top=”0″]

Governments

[frame align=”right”]Government_200px[/frame]The Patient Protection and Affordable Care Act brings several changes to both state and federal governments.  One of the most important changes is the expansion of Medicaid.  As written, the PPACA requires states to expand their Medicaid programs to encompass a larger portion of their populations.  The Supreme Court, however, ruled that the federal government could not force states to expand Medicaid. Currently, Governor Tom Corbett has proposed a plan to use the federal government’s Medicaid funding to provide subsidies for low-income individuals for them to purchase private insurance via the health care exchange.

Regardless of whether or not the Governor decides to expand Medicaid, many children currently insured under Pennsylvania’s Children’s Health Insurance Program (CHIP) will be moved from CHIP to Medicaid on January 1, 2014 under the new health care law.

Continue reading →

 

 

Comments are closed.



Gallery

August 4, 2017: Senator Blake joined a number of local officials to welcome Governor Tom Wolf back to Scranton to tour the success story that is the United Neighborhood Centers' community revitalization effort along Cedar Avenue in South Scranton. August 4, 2017: Senator Blake joined a number of local officials to welcome Governor Tom Wolf back to Scranton to tour the success story that is the United Neighborhood Centers' community revitalization effort along Cedar Avenue in South Scranton. August 4, 2017: Senator Blake joined a number of local officials to welcome Governor Tom Wolf back to Scranton to tour the success story that is the United Neighborhood Centers' community revitalization effort along Cedar Avenue in South Scranton. August 3, 2017: Senator Blake and State Rep. Mike Carroll joined Dupont resident Stanley Knick for his swearing-in ceremony to the Pennsylvania Board of Game Commissioners.

Subscribe to E-Update!

Stay connected with News & Views from the 22nd District, an update on state and local issues.

Looking For Something

Use the form below to search the site: Still not finding what you're looking for? Please contact me or my staff so we can help you!